Economy

Download E-books The Future of Retail Financial Services: What Policy Mix For a Balanced Digital Transformation? PDF

By Sylvain Bouyon

In fresh years, the digitalisation of retail monetary prone – retail funds, current/savings bills, consumer/housing credits, vehicle assurance, estate assurance and medical insurance – has speeded up considerably. whereas policy-makers are progressively growing the required stipulations to reinforce this electronic transformation, there stay a variety of coverage concerns and unanswered inquiries to get to the bottom of. by contrast historical past, CEPS-ECRI shaped a job strength to discover 4 particular middle questions:

  • What form of point enjoying box is required to make sure a profitable transitions to the electronic transformation?
  • What are the possibilities and dangers with regards to enormous (alternative) information and more and more subtle algorithms?
  • What type of regulatory framework is the main acceptable for pre-contractual info tasks in a electronic era?
  • How can the regulatory framework for electronic authentication be improved?

This record provides the findings of the duty strength, in accordance with discussions one of the participants, led by means of the Chairman Kim Vindberg-Larsen, a FinTech entrepreneur. those findings are substantiated and elaborated through in-depth learn performed by means of Sylvain Bouyon, CEPS-ECRI examine Fellow.

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